Kentucky paycheck calculator

The same calculator, pre-set to Kentucky. State figures below are computed from Kentucky's own published withholding method — cited at the bottom of this page.

Your pay

Gross pay per check Pay entered as Pay frequency Year-to-date wages before this check (for the Social Security cap)

Federal — your W-4

Filing status (Step 1c) Step 2 box is checked (multiple jobs / spouse works — use the higher withholding schedules) Step 3 — dependents amount ($)

More W-4 detail (Steps 4a–4c)

Step 4(a) — other income, annual ($) Step 4(b) — deductions above the standard amount, annual ($) Step 4(c) — extra withholding per check ($)

Deductions per check

Pre-tax retirement — 401(k)/403(b)/457 ($) Pre-tax premiums & HSA — cafeteria plan ($) Post-tax deductions ($)

State

Work state

State inputs mirror that state's own withholding form.

Your pay stub Annual figures

No signup. Nothing you type is stored or sent anywhere — every figure is computed on this device, from the published withholding methods cited below.

Worked example

Worked example. The 42A003 formula example: $3,270 a month.
Federal income tax $210.73 · Social Security $202.74 · Medicare $47.42 · Kentucky withholding $104.65 · Take-home $2,704.46 per month

How Kentucky withholding works

State form: K-4 (42A804).

Kentucky withholds at a flat 3.5%: annualize wages, subtract the $3,360 standard deduction, apply the rate, divide by pay periods.

Current parameters

flat rate pct	3.5
standard deduction annual	3,360
formula	annualized wages minus $3,360 standard deduction, times 3.5%, divided by annual pay periods

What this page covers — and what it doesn't

State method only. Many Kentucky cities and counties levy occupational license taxes (often 1–2.25%) that are not computed here — Louisville/Jefferson County and Lexington-Fayette are the big ones.

Source. 2026 Kentucky Withholding Tax Formula (42A003 (TCF), 10-2025) — Kentucky Department of Revenue — tax year 2026. Tables checked 2026-11-06. Official source.